Yes, you can. We are specialists in providing car finance for people who have had previous problems obtaining credit. As long as you are not currently bankrupt, having a poor credit rating does not prevent you from getting a vehicle finance loan with us, even if you've been refused before. We have plans to suit all applicants regardless of their past credit history and situation.

Simple, it couldn't be easier; you can either apply quickly and securely online or, if you prefer call and speak with one of our friendly personal advisors who will be only too happy to help, either way it couldn't be easier, the application shouldn't take more than a minute or so to complete too.

We will need to see a copy of your passport, driving license, prove of working and 3 months personal bank statements. For a company we will also need 3 months business bank statements.

Yes, it does not matter to us if you were bankrupt, have CCJ's, defaults or have had previous cars repossessed. We will still accept you.

Yes, we are more than happy to help you find the vehicle you require FREE of charge, just call us with the vehicle details and we'll search our extensive database of approved vehicle dealers on your behalf.

We aim to process all applications within the 12 to 24 hour s , although of course occasionally it can take a little while longer. For the majority of cases we are able to advise you of the decision shortly after you apply.

That depends of course on how much you wish to borrow and what period you wish to repay it over. We will tailor your loan with you to ensure your repayments suit your budget. We do not encourage people to borrow more than they can comfortably afford to repay.

Yes, it is. We take pride in our confidentiality a greements and adhere strictly to confidentiality guidelines. (Please refer to our privacy policy contained within the terms and conditions , for further details on how we process your information).

Yes, they can. In the event you were unable to make repayments due to redundancy, sickness, or even an accident at work, your repayments (subject to certain exclusions and terms) will be made for you directly by the insurer. The majority of our customers opt for this valuable cover. All the finance plans we offer are available with optional Payment Protection Insurance for your peace of mind.

GAP Insurance is a vehicle protection plan that fills the financial gap often left when motor insurance pay-outs are lower than expected. GAP Insurance is not a replacement for your motor insurance policy, but a valuable supplement that protects you against serious financial loss if your car is stolen or written off. All the finance plans we offer are available with optional GAP Insurance for your peace of mind.

Your credit limit will be set taking into account a number of factors such as; your credit history and income. We find for the majority of our customers we're able to obtain the credit limit they request.

Payment is made directly to the dealer. That way you don't have to get involved in any unnecessary extra work.

For thirty days although an extension can usually be arranged if your vehicle purchased is delayed for any reason.

No, absolutely not. We only provide the finance for you to buy the vehicle; we're experts within our field and focus our energy on ensuring we get the best possible finance deal for you. In our opinion, we believe YOU are the best person to choose the vehicle YOU WANT from the dealer of YOUR CHOICE, we believe in putting you in complete control.

Yes. Every day we help many customers who have been turned down by other lenders.

Yes, you can. Simply